Send money anywhere. Instantly.
Just enter their email or phone number. They get a link to collect in their currency. No accounts. No crypto knowledge. No waiting.
Used to create your wallet. No password needed.
No account needed · Recipient gets a claim link · 7 days to collect
How it works
Money moves in minutes,
not days.
Enter amount & recipient
Choose how much to send and in which currency. Enter the recipient's email address or phone number — that's all you need.
No account setup. Takes 30 seconds.Pay by card
Checkout with your debit or credit card. We handle the crypto conversion behind the scenes — you just pay in your currency.
Visa, Mastercard, Apple Pay accepted.Recipient gets a link
They receive an email, SMS, or WhatsApp with a secure link. Their funds are already waiting — pre-loaded in a wallet created for them.
Link is valid for 7 days.They cash out to bank
Recipient verifies their identity with a simple one-time code, then withdraws directly to their bank account. Done.
No crypto knowledge required.Why Rare Swap
Built for how people
actually send money.
| Feature | Rare Swap | Wise | Western Union | PayPal |
|---|---|---|---|---|
| No sender account | ||||
| No recipient account | Partial | |||
| Instant settlement | Partial | Partial | ||
| Send via phone number | ||||
| Send via WhatsApp | ||||
| Low flat fee | Partial | |||
| On-chain transparency |
Real senders, real stories
People are already sending.
“I sent money to my sister in Lagos in under 5 minutes. She got a text, clicked the link, and had cash in her account the same day. I can't believe this wasn't always how it worked.”
“Used Wise before but the 2-3 day wait was always stressful. With Rare Swap it was genuinely instant. And my daughter doesn't even have to understand any of the crypto side.”
“The fact that neither of us needed to sign up for anything is wild. I just put in her phone number and paid with my card. It felt like sending a text message.”
Questions
Everything you need
to know.
Ready to send?
Your first transfer takes 2 minutes.
No account. No crypto. Just their email or phone number and your card.